Terms of Service

Last Updated: 12 February 2026

Agreement to Terms

By accessing or using the VisionPlano website (visionplano.com), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

Educational Purpose

VisionPlano is an educational platform that provides information and analysis about risks in real estate crowdlending investments. Our content is for informational and educational purposes only and does not constitute:

  • Financial advice or investment recommendations
  • Legal, tax, or accounting advice
  • Personalized guidance for specific investment decisions
  • Endorsement of any specific platform, developer, or project
  • Predictions or guarantees about investment outcomes

No Investment Advice

The content on VisionPlano is educational material designed to help users understand risk factors in real estate crowdlending. It should not be relied upon as the sole basis for any investment decision. You should:

  • Conduct your own independent research and due diligence
  • Consult with qualified financial, legal, and tax professionals
  • Consider your individual circumstances and risk tolerance
  • Understand that all investments involve risk, including potential loss of principal

Hypothetical Scenarios

Case studies and scenarios presented on VisionPlano are hypothetical examples created for educational purposes. They do not represent actual projects, platforms, or investment outcomes. These scenarios are designed to illustrate concepts and should not be interpreted as predictions or analysis of specific real-world situations.

No Evaluation of Active Projects

VisionPlano does not evaluate, rate, or provide opinions about specific active crowdlending projects, platforms, or developers. Any similarity between our hypothetical scenarios and actual projects is coincidental. We maintain independence from commercial interests in the crowdlending industry.

Intellectual Property

The content on VisionPlano, including text, graphics, logos, images, and software, is the property of VisionPlano and is protected by Argentine and international copyright laws. You may:

  • View and print content for personal, non-commercial use
  • Share links to our content with proper attribution

You may not:

  • Reproduce, distribute, or republish our content without permission
  • Use our content for commercial purposes without authorization
  • Modify or create derivative works from our content
  • Remove copyright or proprietary notices from any content

User Conduct

When using VisionPlano, you agree not to:

  • Violate any applicable laws or regulations
  • Infringe on intellectual property rights
  • Transmit harmful code, viruses, or malicious software
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of the website
  • Engage in any activity that could damage our reputation
  • Collect user information without consent

Accuracy of Information

While we strive to provide accurate and up-to-date educational content, VisionPlano makes no representations or warranties about the completeness, accuracy, or reliability of any information on the website. Educational content may become outdated as markets, regulations, and circumstances change.

Links to Third-Party Websites

Our website may contain links to third-party websites for reference purposes. These links do not constitute endorsement of those sites or their content. VisionPlano is not responsible for the content, accuracy, or practices of third-party websites. You access third-party sites at your own risk.

Limitation of Liability

To the fullest extent permitted by law, VisionPlano and its affiliates, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:

  • Your use of or inability to use the website
  • Any reliance on content provided on the website
  • Investment decisions made based on website content
  • Errors, omissions, or inaccuracies in website content
  • Unauthorized access to or alteration of your data
  • Any other matter relating to the website

Indemnification

You agree to indemnify, defend, and hold harmless VisionPlano and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use of the website
  • Your violation of these Terms of Service
  • Your violation of any rights of another party
  • Any content you submit or transmit through the website

Disclaimer of Warranties

The VisionPlano website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability or fitness for a particular purpose
  • Warranties that the website will be uninterrupted or error-free
  • Warranties regarding the accuracy or reliability of content
  • Warranties that defects will be corrected

Modifications to Terms

VisionPlano reserves the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to the website with an updated "Last Updated" date. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

Modifications to Website

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the website.

Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of Argentina, without regard to conflict of law principles. Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of Buenos Aires, Argentina.

Severability

If any provision of these Terms of Service is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the original intent.

Entire Agreement

These Terms of Service, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and VisionPlano regarding your use of the website and supersede all prior agreements and understandings.

Contact Information

If you have questions about these Terms of Service, please contact us:

VisionPlano
Humberto 1º 3037
C1231 Cdad. Autónoma de Buenos Aires, Argentina
Email: info@visionplano.com
Phone: +54 9 11 3137 6152